CONTRACTORS LIABILITY INSURANCE

Premises and Operations Coverage

Covers your legal liability for bodily injury or damage to the property of others while you are working at the job site. Additionally, it provides such coverages as libel, slander, advertising liability, legal liability for a stated amount of fire damage to rented premises and medical payments to others coverage at no additional cost.

 

Independent Contractors Coverage (included)

Covers your legal liability for bodily injury or property damage resulting from the work of bona fide subcontractors. See guidelines for determining the difference between an employee and an independent contractor

 

Completed Operations/Products Coverage (optional)

Covers your legal liability for injury to others or damage to their property after the job is completed or your product is sold. (Does not cover damage to your work or in any way guarantee the quality or satisfactory operation of your work or product.)

LEGAL LIABILITY TO EMPLOYEES, OR WORKERS' COMPENSATION IS NOT INCLUDED

This is a brief summary only. The policy is the contract.